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Our Products

Who we are?

Marigold Insurance creates custom insurance products designed specifically for individuals, families and businesses in Texas. We have a long history of providing superior, personalized customer service. Locally operated and backed by the combined knowledge and shared resources of many insurance professionals, every Marigold Insurance agents are deeply committed to serving the communities that they help protect.

As an independent agency, our agents listen first, and then carefully craft coverage options from a wide variety of top-rated carriers that specialize in protecting the unique aspects of life and work.

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See, what our clients says about us:

tony thomas
tony thomas
2022-04-08
Verified
I had excellent experience with Mr. Saji. He helped me find the best rate. Highly recommended.
Bobby Tharayil
Bobby Tharayil
2022-01-10
Verified
b john
b john
2021-08-13
Verified
Excellent customer service! Saji is Knowledgeable and very accessible! They always make me aware of discounts that are available and always strive to do their best. They answered all my questions, gave me the best insurance quote for my budget. Try Saji for all your insurance needs! I would highly recommend Saji with Marigold
jeffin jose
jeffin jose
2021-08-05
Verified
Mr. Saji is good in getting competitive rates for the Home owners insurance and Auto insurance.
aneesh george
aneesh george
2021-08-04
Verified
They provide the best rate available in the current market, i am a kind of person who shop around every time but ended up being with them each single time because they give good quality products with the best competative rate. Before each renewal they shop around for me to find the best rates available and discuss with me if better deals available. Simple and make my life easy !!!
steve stephen
steve stephen
2021-08-04
Verified
I had an excellent experience working with Saji. He helped me find the best rates on both my auto and homeowners insurance. Competitive rates and great service
Prakhar Sharma
Prakhar Sharma
2021-07-30
Verified
Very competitive rates, great service and good communication!! Seji has been very helpful and highly recommend.
Reuben S-O
Reuben S-O
2021-07-26
Verified
Mr. Saji is a professional. He is very helpful and knowledgeable about the policies and always willing to help. He even helped and guided me with my parents home insurance which he didnt manage during the winter storm. Thats what I call, He cares!. I will recommend his service to anyone.
Selicks Cherian
Selicks Cherian
2021-07-22
Verified
Everyone at the agency is very helpful and are very up to date. Very professional. Very easy to work with this team. They really know how to take care of customers and strive to get me better pricing on my coverage.
Febin george
Febin george
2021-07-06
Verified
They gave competitive rates.

Auto

Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverage’s, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverage’s that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!

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Auto

Home

Home Owners Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.
Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.

Dwelling Rental Insurance Our basic dwelling insurance policy for rental property owners provides coverage for your rental properties. The policy includes protection against a range of covered losses and liabilities.
In addition, we offer generous rental property insurance discounts. Call me today for a quote!

Vacant Homes If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket.
For these times, unoccupied and vacant home insurance products offer coverage for claims that would otherwise go unpaid by your home insurance company. Call me today for an insurance quote and I’ll help you get the protection your home needs.

Renters Insurance Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.

Vacant Homes If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket.
For these times, unoccupied and vacant home insurance products offer coverage for claims that would otherwise go unpaid by your home insurance company. Call me today for an insurance quote and I’ll help you get the protection your home needs.

Condo Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!

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Home

Personal Umbrella

Personal Umbrella: A personal umbrella policy, sometimes referred to as umbrella insurance, is meant to help protect you from large and potentially devastating liability claims or judgments. Personal umbrella coverage comes into play when your underlying liability limits (such as from a homeowners or auto insurance policy) have been reached. Call me today to learn more about the insurance.

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Personal Umbrella

Jewelry Insurance

Jewelry Insurance
A specialized jewelry insurance policy provides comprehensive coverage. This includes coverage against scenarios—like mysterious disappearance (or unexplained loss)—that may not be covered by standard homeowners or renters insurance or by warranties. Give me a call today to review the coverage you needed.

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Jewelry Insurance

Life & Health

Life & Health Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage MariGold offers.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverage’s, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverage’s that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!

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Life & Health

Flood Insurance

Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage specifically due to flooding.

Water Invasion from ground due to the different natural calamities will be covered.

The federal National Flood Insurance Program (NFIP) offers flood insurance to homeowners in participating communities, along with those determined to be in the NFIP-designated floodplains through the private Carriers.

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Flood Insurance

Personal Liability

Covers your current and future assets if you're held legally responsible for damages including bodily injury or property damage.

It pays for everything from lawyers' fees to medical bills to lawsuit judgments that stem from an accident or negligence.

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Personal Liability

Excess Liability

Excess Liability insurance is a type of policy that provides limits that exceed the underlying liability policy.

It does not broaden the stated coverage, but will provide higher limits on top of the original policy.

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Excess Liability

Travel Insurance

Travel insurance is a type of policy that reimburses you for money you lose from non-refundable deposits and payments when something goes wrong on your trip.

These problems can range from lost baggage to flight delays to medical problems.

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Travel Insurance

General Liability

General Liability insurance or business liability insurance, is a coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
General liability insurance quotes usually include:

  • Bodily injury and property damage liability
  • Personal and advertising injury
  • Medical payments
  • Products completed operations
  • Damage to premises rented to you

Give me call today to review what type of coverage makes sense for your business.

GET A QUOTE

General Liability

Business Owners Policy

Business Owners Policy Includes General Liability coverage and adds coverage against a variety of risks to your business' commercial building and personal property. Also adds coverage against loss of business income. Call me today to learn about BOP.

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Business Owners Policy

Commercial Auto

Commercial Auto: Commercial auto insurance is essential to protect your business from unexpected expenses if you or your employees are involved in an accident.

Whether you have a single work truck or a small fleet of delivery vehicles, your commercial car insurance policy can provide coverage up to your policy limit for:

  • Expenses for claims related to emergency care
  • Medical bills
  • Property damage
  • Damage to your vehicle
  • Legal fees
  • Gap coverage on financed and leased vehicles

This coverage provides extra protection when you or an employee use rented vehicles or if an employee sometimes uses a personal vehicle for work.

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Commercial Auto

Garage Insurance

Garage Insurance :  Coverage for Automobile Garages and Body workshops with endorsements

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Garage Insurance

Convenient Store/Gas Station

Convenient Store/Gas Station We offer a wide variety of programs for gas stations, convenience stores, truck stops, auto body shops, and more. Whether you are a single store or a multi-chain store owner, we can help you protect your investment. Since these businesses are likely to have more liabilities than others, it’s crucial for you to work with an insurer that understands your risks and can address them through an insurance policy. With our insurance solutions, you can feel confident that you have the right protection in place for your business. Give me a call today to review the coverage you needed.

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Convenient Store/Gas Station

Builders Risk

Builders Risk

Provides coverage for:

  • a residential or commercial building that is under construction or renovation
  • the materials for the construction of the building
  • the fixtures and equipment being installed in the building

Regular property insurance does not offer protection for renovation projects or buildings under construction. A Builder’s Risk policy is needed during the time the construction is taking place.

Builders Risk insurance, sometimes called Course of Construction coverage, usually includes protection from damage caused by a wide variety of events, such as fire, wind (restricted in some areas), theft, explosion, and vandalism.

Builders Risk may insure the owner of the building, the contractor, or both. Building owners will often require the contractor to submit a copy of this policy.

If you know you need a Builders Risk policy, you’ve come to the right place.

If you are a contractor who has been told you need this insurance, we’ll help you to get the correct Builders Risk policy for the job.

CALL 832-781-6056 NOW or fill out our short Quote Request form.

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Builders Risk

Church / Worship Centers

Church
Church insurance is protection designed for the unique coverage needs of churches and other religious organizations. Whether you need insurance for your church property, employees, or vehicles, choosing the right coverage is vital to the financial health of your organization.
Protect your religious organization through the Marigold Insurance Agency. Our team of experts can help you find custom insurance coverage for your church, synagogue, mosque, or other place of worship. The cost of your church insurance depends on the specific features and needs of your organization. Common factors that influence your church insurance rate include:

  • Coverage needs
  • Your location
  • Claims history
  • Your vehicles
  • Employees
  • And more

Finding the best deal for coverage is always a priority for the cost-conscious consumer, and religious organizations are no different. While getting the cheapest church insurance may save you money, make sure you’re not risking adequate coverage.
Our team of experts can help you find balance by tailoring a policy that meets both your insurance needs and budget.

CALL 832-781-6056 NOW or fill out our short Quote Request form.

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Church / Worship Centers

Construction

Construction

Work-related accidents are common, and they can be costly without the right coverage. Construction insurance can protect your business against financial liabilities that could result from unexpected accidents and other situations. Adequate coverage could mean the difference between staying in business or not. The MariGold Insurance agency offers a variety of commercial products including general liability, workers’ compensation and commercial auto. If you’re in a construction business, you should always have commercial insurance. Many businesses are required by their clients to carry specific coverage's before they can work for them. Businesses involved in construction work often specialize in trades like:

  • Excavation
  • Home Improvement
  • Land Clearing
  • Remodeling
  • Home Building
  • Asphalt Laying
  • Welding
  • Sprinkler Installation
  • Parking Lot Striping
  • Fence & Deck Building
  • Concrete Laying
  • Stone & Granite Work
  • Roofing
  • Windows & Siding

CALL 832-781-6056 NOW or fill out our short Quote Request form.

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Construction

Surety Bond

Surety Bonds Surety bonds are designed to guarantee performance in the face of a set of particular risks. Each surety bond must be uniquely tailored to meet specific needs.
A surety bond is an agreement under which one party, the surety, guarantees to another party, the obligee, the performance of an obligation by a third party, the principal.

CALL 832-781-6056 NOW or fill out our short Quote Request form.

GET A QUOTE

Surety Bond

General Liability

General Liability insurance or business liability insurance, is a coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
General liability insurance quotes usually include:

  • Bodily injury and property damage liability
  • Personal and advertising injury
  • Medical payments
  • Products completed operations
  • Damage to premises rented to you

Give me call today to review what type of coverage makes sense for your business.

GET A QUOTE

General Liability

Business Owners Policy

Business Owners Policy Includes General Liability coverage and adds coverage against a variety of risks to your business' commercial building and personal property. Also adds coverage against loss of business income. Call me today to learn about BOP.

GET A QUOTE

Business Owners Policy

Small Business

Small Business
Most small business owners need small business insurance. Having it can help protect the livelihood you’ve worked so hard to build. The right small business insurance will help cover expensive damage and lawsuits from:

  • Accidents
  • Natural disasters
  • Professional errors
  • Workers compensation claims

Get a Great coverage in Minutes. All it takes a few clicks. Quote Today

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Small Business

Commercial Auto

Commercial Auto

Garage Insurance

Garage Insurance :  Coverage for Automobile Garages and Body workshops with endorsements

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Garage Insurance

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