Auto

Helps protect you and your vehicle if you’re involved in a car accident. At a minimum, you’ll likely need bodily injury liability and property damage liability to meet state auto insurance coverage requirements and help protect your finances if you cause an accident that injures another driver or damages their property.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverage’s, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverage’s that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!

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Auto

Home

Home Owners Helps provide protection for your house (dwelling) and your family’s liability as well as the things you own in and around your home such as “other structures” (detached garage, fence, etc.), your personal property (furniture, clothing, etc.) against covered perils such as fire, theft, wind/hail and more.
Call me today for a homeowners insurance quote and I’ll help you get the protection your home needs and the savings you deserve with our money-saving discounts.

Dwelling Rental Insurance Our basic dwelling insurance policy for rental property owners provides coverage for your rental properties. The policy includes protection against a range of covered losses and liabilities.
In addition, we offer generous rental property insurance discounts. Call me today for a quote!

Vacant Homes If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket.
For these times, unoccupied and vacant home insurance products offer coverage for claims that would otherwise go unpaid by your home insurance company. Call me today for an insurance quote and I’ll help you get the protection your home needs.

Renters Insurance Helps protect your personal belongings inside or outside your apartment from accidents such as, fire, theft, vandalism and more. Give me call today to review what type of coverage makes sense for where you live and what you own.

Vacant Homes If you leave your home unattended for weeks at a time, your homeowners policy likely won’t provide coverage in the event of a claim during the time it is unoccupied or vacant. As a result, any damages or losses that occur would have to be paid out of pocket.
For these times, unoccupied and vacant home insurance products offer coverage for claims that would otherwise go unpaid by your home insurance company. Call me today for an insurance quote and I’ll help you get the protection your home needs.

Condo Helps protect the portion of your condo, co-op or townhome in which you are responsible for (inside structure, permanent fixtures, cabinets, etc.) with dependable coverage. Condo policies are “walls-in” and HO-6 compliant, and cover family liability and personal belongings against covered perils such as fire, theft, vandalism and more. Contact me today for a quote!

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Home

Personal Umbrella

Personal Umbrella: A personal umbrella policy, sometimes referred to as umbrella insurance, is meant to help protect you from large and potentially devastating liability claims or judgments. Personal umbrella coverage comes into play when your underlying liability limits (such as from a homeowners or auto insurance policy) have been reached. Call me today to learn more about the insurance.

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Personal Umbrella

Jewelry Insurance

Jewelry Insurance
A specialized jewelry insurance policy provides comprehensive coverage. This includes coverage against scenarios—like mysterious disappearance (or unexplained loss)—that may not be covered by standard homeowners or renters insurance or by warranties. Give me a call today to review the coverage you needed.

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Jewelry Insurance

Life & Health

Life & Health Protect the life you want, for those that matter most. A life insurance policy can help provide financial security for your loved ones by covering expenses like the mortgage, college tuition, and other everyday living costs. Call me today to learn about the different types of coverage MariGold offers.

We also offer uninsured motorist coverage to help with your expenses if you’re hit by a driver without insurance. If you’re looking for coverage to help protect your vehicle, you might want to consider collision coverage and comprehensive coverage, which help pay repair costs if your car is damaged in a covered loss. And, optional coverage’s, like new car replacement coverage or loan/lease gap coverage help protect your investment in a brand-new car.

I can help you choose a combination of coverage’s that fulfill state requirements and meet your needs. Give me a call to get a car insurance quote today!

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Life & Health

Flood Insurance

Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage specifically due to flooding.

Water Invasion from ground due to the different natural calamities will be covered.

The federal National Flood Insurance Program (NFIP) offers flood insurance to homeowners in participating communities, along with those determined to be in the NFIP-designated floodplains through the private Carriers.

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Flood Insurance

Personal Liability

Covers your current and future assets if you're held legally responsible for damages including bodily injury or property damage.

It pays for everything from lawyers' fees to medical bills to lawsuit judgments that stem from an accident or negligence.

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Personal Liability

Excess Liability

Excess Liability insurance is a type of policy that provides limits that exceed the underlying liability policy.

It does not broaden the stated coverage, but will provide higher limits on top of the original policy.

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Excess Liability

Travel Insurance

Travel insurance is a type of policy that reimburses you for money you lose from non-refundable deposits and payments when something goes wrong on your trip.

These problems can range from lost baggage to flight delays to medical problems.

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Travel Insurance

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